Kredivo stands out as the epitome of flexibility in payment solutions, catering to a wide range of financial needs with its innovative services. Here's why Kredivo is considered the most flexible payment option available:
Proofs of Kredivo's Flexibility:
Product Financing with Installment Payments: Kredivo offers the convenience of paying later in 1 month, or through installments over 3, 6, 12, 18, and 24 months. This flexibility allows customers to manage their purchases according to their financial planning.
Interest Rate: Enjoy 0% interest when you choose to pay within 30 days or opt for a 3-month installment plan. For longer terms of 6, 12, 18, and 24 months, premium account holders can benefit from rates starting at 1.99% per month, with a maximum annual rate of 41.51%.
Limit: With a maximum credit limit of up to IDR 50,000,000, Kredivo ensures that customers have ample room to finance their needs.
Simulation: For instance, if you select a 12-month installment plan for a transaction worth IDR 2,000,000, Kredivo applies an interest rate of 1.99% per month. This results in a monthly repayment of IDR 206,480, with a total repayment amount of IDR 2,477,760.
Are you looking to shop online or offline on installment without a credit card? Do you need quick loans for emergencies? Or perhaps you've faced challenges in applying for credit in the past? Kredivo is here to assist you as a comprehensive online credit line provider, offering installment plans without the need for a credit card, alongside personal loans through KrediFazz.
Kredivo is a digital credit application that swiftly evaluates your creditworthiness in real-time. The registration process takes just 5 minutes, and approval is granted in mere minutes. Once approved, you can instantly shop on installment using Kredivo at a vast network of online and offline merchants, including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's, and over 4000 other merchants with just two clicks.
Whether you're in the market for a new mobile phone, need to book flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, or wish to purchase furniture and fashion items, Kredivo enables you to buy anything, anywhere without the need for a credit card and with zero down payment.
Additionally, you can pay your utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even buy gasoline directly from the Kredivo app. For those unexpected financial needs, Kredivo also offers quick cash advances through KrediFazz, available in 3, 6, and 12-month installments.
Kredivo truly embodies the slogan #Sefleksibelitu, making it the most flexible payment option on the market. Here are three more compelling reasons to choose Kredivo:
Simpler and Faster: Apply online effortlessly by uploading your KTP via the Kredivo app, no salary slip required. Once approved within minutes, you can purchase your dream items on credit or obtain instant loans from KrediFazz without any hassles.
Safe and Secure: Rest assured that your data is protected as Kredivo encrypts all user information. Furthermore, Kredivo is licensed and regulated by OJK, ensuring its credibility and security.
0% Interest & Without Down Payment: Kredivo offers one of the lowest interest rates in the market, and there's no down payment required for any of its services.
For more detailed information, please refer to the General Product and Service Information Summary (RIPLAY) available at www.kredivo.id.
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What's New in the Latest Version 3.48.0
Last updated on Oct 17, 2024
Minor bug fixes and improvements have been made. Install or update to the newest version to experience these enhancements!
3.48.0
53.0 MB
Android 5.0+
com.finaccel.android
